Models
We use financial models and computer simulations to explain best practice in finance management.
The objective of financial modeling at Bearning is to explain financial processes on case studies so that there is possible to make better decisions and/or to implement complex solutions afterwards.
With financial models and business simulations, it is possible to interpret financial results and related risks, as well as to simulate future developments.
Examples of Bearning financial models
SimBa - Simulated Bank
The computer based simulation SimBa allows to understand a model bank management from all aspects - creating the bank strategy, pricing and evaluating bank products, managing the bank´s balance sheet and P&L account, making decisions, managing the bank's risks with the goal to satisfy the requirements of shareholders. SimBa works in current regulatory environment Basel III / IV.
Watch short video about SimBa on Bearning Youtube channel.
SimPB - Simulated Private Banking
The computer-based simulation SimPB allows to create a model investment portfolio of a private client, comprising deposits, bonds, equity indices and commodities in various currencies. Evaluating returns and risks of the portfolio on volatile financial market prices is an unique opportunity to understand portfolio types and management, assessment of various risks, risk measurement methods and consideration of return on risk.
ALM_IRLQ - Assets & Liabilities Management Model
Bearning ALM model is an Excel based simualtion on the interest risk and liquidity risk management. With our ALM_IRLQ model, it is possible to simulate:
- Balance sheet analysis and related funds transfer prices (FTP)
- Balance sheet items without maturity and non-maturing deposits can be modeled on replication maturities and applied in liquidity and interest management.
- Liquidity gaps
- Interest risk gaps
- Margin contribution on Profit & Loss
- Structural contribution on Profit & Loss
- Reconciliation of structural and margin contribution
- FTP forecasting and scenarios
More Bearning Financial Models
SimTrea – Treasury simulation, calculation with yield curve, option calculator, forward calculations, etc.
SimFinTech – blockchain simulation and explanation